How is my Account invested?

Different investments are available for different parts of your Member Account, depending on whether they relate to:

  • Employer Core contributions
  • Employee Core contributions
  • Non-Core contributions

Employer Core contributions must be invested in the Oracle Diversified Growth Fund.

Employee Core contributions and Non-Core contributions can be invested in a variety of ways, for example you can choose from three ‘Lifestyle’ strategies (Cash, Annuity or Drawdown) that are designed to match your investments to your intended retirement option.

Alternatively, you can “Self Select” from a range of different investment funds.

If you don’t make a decision on how your Member Account is invested, it will be invested in line with the Plan’s default strategies.