Investments


Fact sheets

You can find information on the funds available to you below:

Open to new contributions
Fund name Availability Investment characteristics Active or Passive management Fact sheet
BlackRock Diversified Growth Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in a wide range of assets. The returns are expected to be less volatile than investment in shares as the diversification of investments will help to reduce overall risk. The returns will be more volatile and less secure than from UK Government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. Active View PDF
Invesco Perpetual Global Targeted Return Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in a wide range of assets. The returns are expected to be less volatile than investment in shares as the diversification of investments will help to reduce overall risk. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. Active View PDF
Oracle Active Bond Fund
  • Employer Core
  • Employee Core
  • Non-Core
100% invested in the BlackRock Absolute Return Bond Fund which invests in a range of fixed income assets with the aim of achieving positive returns. Active View PDF
Oracle Lifestyle Growth Fund
  • Employer Core
  • Employee Core
  • Non-Core
Composite of 30% BlackRock Aquila MSCI World Fund, 25% Invesco Perpetual Global Targeted Return Fund, 25% BlackRock Diversified Growth Fund and 20% BlackRock Absolute Return Bond Fund. The fund is rebalanced as necessary. Active View PDF
Oracle Diversified Growth Fund
  • Employer Core
  • Employee Core
  • Non-Core
Composite of 80% BlackRock Diversified Growth Fund and 20% BlackRock Aquila MSCI World Fund. The fund is rebalanced as necessary to the initial allocation of 80%/20% of the underlying funds in any subsequent period where it deviates. Active View PDF
Oracle Active UK Equity Fund
  • Employer Core
  • Employee Core
  • Non-Core
100% invested in the Majedie UK Equity Fund. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. Active View PDF
MFS Meridian Global Equity Institutional Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in shares throughout the world. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns. There will also be additional risk due to currency movements. However, the additional diversification will help to reduce overall risk. Active View PDF
Threadneedle Pensions Property Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in direct and indirect property. Property investment risk is lower than investments in equities, but higher than investment in bonds. Active View PDF
Oracle Cash Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in short term cash instruments and aims to produce reliable nominal returns. Active View PDF
LGIM Global Equity Fixed Weights 50/50 Index Fund
  • Employer Core
  • Employee Core
  • Non-Core
Copy from link above Invests in shares throughout the world. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. There will also be additional risk due to currency movements. However, the additional diversification will help to reduce overall risk. Passive View PDF
Oracle Global Equity Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in shares throughout the world. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. There will also be additional risk due to currency movements. However, the additional diversification will help to reduce overall risk. Passive View PDF
LGIM Over 15 Year Gilts Index Fund
  • Employer Core
  • Employee Core
  • Non-Core
Low risk option, although the expected returns are lower than for equities. Passive View PDF
Oracle Index Linked Gilt Fund
  • Employer Core
  • Employee Core
  • Non-Core
Low risk option with lower expected returns than equities. Investment returns are not eroded by unanticipated inflation. Passive View PDF
LGIM Corporate Bond All Stocks Index Fund
  • Employer Core
  • Employee Core
  • Non-Core
Low risk compared to equities but riskier than gilts, the expected returns are lower than for equities and higher than for gilts. Passive View PDF
LGIM Ethical UK Equity Index Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in UK shares of companies that comply with a code of ethical conduct. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. Passive View PDF
LGIM UK Equity Index Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in shares in the UK. The returns will be more volatile and less secure than UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. Passive View PDF
Closed to new contributions
Fund name Availability Investment characteristics Active or Passive management Fact sheet
Newton Real Return Fund
  • Employer Core
  • Employee Core
  • Non-Core
Invests in a wide range of assets. The returns are expected to be less volatile than investment in shares as the diversification of investments will help to reduce overall risk. The returns will be more volatile and less secure than from UK government bonds. To compensate for this extra risk, investors expect higher investment returns from this asset class. Active View PDF
LGIM Property Fund Closed to all new contributions and transfers Invests in direct and indirect property. Property investment risk is lower than investments in equities, but higher than investment in bonds. Active NO PDF AVAILABLE

Employee Core contributions and Non-Core contributions can be invested in a variety of ways, for example you can choose a range of ‘Self-Select’ funds from the list shown or you can choose a ‘Lifestyle’ strategy that is designed to match your investments to your intended retirement option.

If you don’t make a decision on how your Member Account is invested, it will be invested in line with the Plan’s default strategies.

Switching investments

Please notify the Barnett Waddingham’s administration team if you wish to make investment switches. Notification can be made via Bwebstream .